TL;DR: Dad tries to stop his son’s girlfriend from splurging on steak & seafood with a budget card. He gets a face‑plant. Turns out the only thing that got a budget is the relationship between the two of them.
The Original Story (in a nutshell)
Dad’s 23‑year‑old son just moved back home after snagging a job. He’s been dating a 21‑year‑old woman, Carmella, who quit college for the romance, left her mom’s house, and now lives with the family. Dad, being the generous (and not‑so‑budget‑conscious) parent, lets them stay for free and even gives Carmella the family credit‑card to buy groceries.
All was well until Carmella decided she’d love to cook steak for the whole house. She goes on a shopping spree, buys a lot of fancy meat, and the family ends up with a dinner that could’ve been the centerpiece at a fancy gala. Dad, realizing the budget’s been blown, tries to set a new “budget” card for Carmella to keep the grocery bill from going into the stratosphere.
Carmella gets upset, the son feels betrayed, and Dad wonders if he’s the real villain in this culinary drama.
“NTA but neither is Carmella. Your son is. He has a job and doesn’t pay rent. Fine, but why is he not funding the ingredients?”
Dad, the unsung hero of the household, has paid for everything from rent to groceries. When Carmella goes on a steak‑shopping spree, the kid’s got a front‑row seat to a “no‑budget” lifestyle. Maybe the son should get a “Steak‑Fund” card for himself—just to even the playing field.
“I think the gf is also kinda in asshole territory, swiping her bf's mom's card without considering the cost of what she's buying. Maybe she thought mom was rich but that's also not a good assumption to run with 😬”
You’re right: Carmella was treating the card like it was a free‑food buffet. Mom’s bank account was probably not a “donations” account. Lesson learned: “If you want a steak, ask your mom to put a budget on the card before you buy it.”
“Up until this confrontation she probably assumed OP was happy with this arrangement. The son is the one acting like he’s entitled to OP’s money and other peoples labour.”
The son’s “I’m on a budget” stance is a bit of a plot twist. He’s basically saying “I’ll pay for your groceries if you keep cooking for us.” Classic “I’ll pay you if you keep doing my chores” moment.
“I am worried about Ms. Carmella. She quit school to go live with a guy. Now she has an unfinished degree and no job. Her budgeting skills seem a big shaky. It was very nice that she offered to cook, but the fact she thought it was ok to buy expensive ingredients without asking is odd. Add to this brewing mess, the son's mindset that this is all ok. I see trouble ahead.”
If Carmella’s future is a “no‑degree, no‑job, no‑budget” nightmare, Dad’s budget card might just be a lifeline. But he might also be setting up a “budget‑busting” drama that’ll keep the family cooking up more than just dinner.
“Carmella, I appreciate your cooking and it's a delight to have you here. However, I can't continue to afford lavish meals for us all, as delicious as they are, they're out of my budget on a regular basis. This is my food budget of xx dollars, and I would love if you could make that work weekly. Anything above and beyond that is your responsibility as a grown adult. I know this may be uncomfortable to hear, and it isn't a personal attack.”
Dad’s heartfelt apology is a great start—he’s basically saying “I’m not an ATM, so please pay for your groceries.” The only thing missing is a “please buy a steak only when the price is under $20” clause. That would have saved the house from the “steak‑tax” crisis.
TL;DR (again, because we can’t keep it from being funny)
Dad’s generous (and slightly clueless) parenting style leads to a grocery card that’s basically a free‑food pass. Carmella goes on a steak spree, the son feels like a victim, and Dad tries to budget out the gourmet chaos. Bottom line: set a budget before you hand over the card, or at least make the card a “budget‑only” card. Otherwise, you’ll end up with a house full of people who think a credit card is a magic wand for culinary delights.